Atlantic Money UK

Send money internationally with low fees and great exchange rates.

Atlantic Money is a groundbreaking international money transfer service founded by American expats living in London, Neeraj Baid and Patrick Kavanagh. Disenchanted by exorbitant fees for automated services, our founders leveraged their experience from the pioneering trading platform Robinhood to challenge the status quo of the global FX market. Atlantic Money is born from a simple yet powerful idea: moving money globally should be as easy and cost-effective as domestic transfers. 

Our Mission 

Our mission is to democratise international money transfers. We believe in a world where businesses can manage their global financial needs without the burden of excessive fees. By securing direct connections with the world's interbank exchanges, we ensure our clients enjoy the best available exchange rates, akin to those secured by big institutions, but with an astonishingly low flat fee.

What We Offer 

Flat £3 Fee: Experience unparalleled savings with a flat fee of £3 per transfer, with no hidden charges, allowing you to send up to £1 million at the live exchange rate.  

Live Exchange Rates: Like Google, we always convert your money at the live exchange rate, ensuring you get the most out of every transaction with zero markup.  

Authorised and Secure: We are authorised by the FCA as a payment institution, taking our responsibility to protect your funds seriously. We operate safeguarding accounts with licensed institutions for your peace of mind.  

Versatile Currency Support: Currently, transfer between ten major currencies, including the Australian Dollar, Euro, British Pound, and US Dollar, directly to your recipient's bank account.  

Speed and Flexibility: Your money moves as fast as you need it to. Choose between standard delivery, which takes just a day or so, or instant delivery for those urgent needs.  

Transparency in Exchange Rates and Fees: We provide the live exchange rate without hidden fees. For those requiring express delivery, a minimal 0.1% of the transfer amount is charged, displayed upfront during the transfer creation.

What makes us different?

Saving Up to 99%: With Atlantic Money, save up to 99% compared to other money transfer companies. No longer will you be charged more for sending more. Our approach is simple and transparent, ensuring you secure the live exchange rate for a £3 fixed fee, regardless of the transfer amount.  

Ease of Use: Manage international payments effortlessly, whether for paying global suppliers, handling treasury needs, or other international financial transactions.

Our platform is designed for SMEs, startups, and entrepreneurs requiring a reliable, cost-effective solution for international monetary transactions.

Choose Atlantic Money

Atlantic Money offers a solution that's innovative and integral to the global expansion of SMEs and entrepreneurs. With a foundation built on transparency, security, and efficiency, we are not just a service; we are your partner in achieving global business success. Join us in revolutionising the way businesses manage their international financial needs.